Need cash today?Take the pot now. Pay in small monthly bites.
Win an early auction and the full pot lands in your account right away. After that you simply pay the same small instalment each month until the group ends.
Early payout depends on winning the monthly auction and comes at a discount. Terms apply.
Your Smart Savings Journey Begins Here
Chit your way to a luxury dream
Scroll to see each dream. Subscribe to its chit, take part in the monthly auctions, and put the pot behind your car, bike or villa.
- Suggested chit
- Monthly instalment
- Duration
- Cash if you win early (20% off)
The chit pays out cash. You complete the purchase with the dealer or builder of your choice. Ask us about financing tie-ups.
- Suggested chit
- Monthly instalment
- Duration
- Cash if you win early (20% off)
The chit pays out cash. You complete the purchase with the dealer or builder of your choice. Ask us about financing tie-ups.
- Suggested chit
- Monthly instalment
- Duration
- Cash if you win early (20% off)
The chit pays out cash. You complete the purchase with the dealer or builder of your choice. Ask us about financing tie-ups.
Pay Small, Dream Big!
With a CliQCashie, turn your monthly savings into the keys to your dream car, bike, or home!
Start your dream chitFour steps to your cash
Everything you need to know, all in one view.
Join a group
Pick a chit value and an instalment you're comfortable with. Your group fills up with members just like you.
Bid in the monthly auction
Need money now? Offer a discount. The member who accepts the lowest payout wins that month's pot.
Cash lands in your account
Win the bid and the pot is paid out to you that month. Use it for what matters today.
Pay small, month by month
Keep paying the same fixed instalment for the remaining months. No lump-sum repayment.
Take cash now, or pay less and get more!
Pick a chit value and watch both paths play out. Example figures only; actual groups open after the required approvals.
Take cash now
Pay less, get more
Example assumes a 20% auction discount and 5% commission. Early cash is at a discount; waiting gives you the full pot and a share of the dividends, which depend on how members bid. Your group's terms apply.
Why people choose CliQCashie
Money when life needs it, repaid in pieces you can plan around.
Pot paid out on winning
No waiting for approvals or a branch visit once the auction is won.
Same instalment every month
You know the number in advance, from the first month to the last.
Open, shared auctions
Everyone in the group sees the bids, and discounts are shared back as dividends.
Pick your chit value
Tap a value to see the monthly instalment, duration and the most cash you could take home.
| Chit value | Months | Instalment | Max discount |
|---|
How much cash could you get?
Slide the chit value and the auction discount to see your cash in hand and your monthly instalment.
Assumes a 5% foreman's commission, the maximum under the Chit Funds Act, 1982. Illustrative only; your group's terms apply.
Words we stand by
Money is personal. These are the promises we hold ourselves to with every member.
Transparent
Bids, results and fees are explained in plain words for the whole group to see.
Honest
Early cash comes at a discount, and we tell you that up front, before you join.
Disciplined
One fixed instalment on a fixed date, so saving becomes a monthly habit.
In writing
A written agreement and a receipt for every payment you make.
Together
A circle of members who save, support and grow side by side.
Accountable
Questions answered, terms explained, and details shown before you subscribe.
Good to know: chit funds in India are governed by the Chit Funds Act, 1982. Before joining any chit, ask to see the foreman's registration with the state Registrar of Chits. We will display ours here once approved.
Questions people ask
Do I really get the cash immediately?
If you win the auction in a given month, the pot is paid out to you that month. Winning is not guaranteed: the member who accepts the lowest payout wins, so getting the money early means accepting a discount.
Is a chit fund a loan or an investment?
A bit of both. Early winners effectively borrow against future instalments; later winners benefit through dividends. Everyone pays the same face instalment.
What if I miss an instalment?
Late payments may attract the penalty stated in your agreement. Speak to us early and we'll explain your options.
Are returns guaranteed?
No. Chit funds are a savings and credit arrangement, not a guaranteed-return product. Dividends depend on how members bid.
Ready to get started?
Choose a plan and view the sample confirmation. This demo does not send or store contact details.